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SALUS MARKETING ENTERPRISES, LLC


SME was formed for the implementation of several marketing and servicing models for the sale of annuities, life insurance and related financial products that have been applied successfully for decades in the real estate, insurance and network marketing industries.  Generally speaking, many independent agents fail in this industry because they lack four critical elements for success; a source of qualified leads, a high-quality presentation, closing tools and skills, and a system that is duplicable.  This infrastructure, which functions similar to a franchise but with fewer barriers to entry for SME’s agents is what SME offers.

The Company recruits agents, who utilize proven models and systems to build their business in a variety of ways.  An agent may elect to work within two unique business models or distribution channels in the SME program. 

The “captive” model is actively managed by SME and is ideal for agents who desire a high level of assistance in building and operating their business.  Under this model leads are provided by SME as well as access to the marketing, training and educational systems.  The agents and regional managers working in this business are hand selected and actively managed by SME to ensure maximum productivity.

The “independent” program is suitable for independent agents who are interested in operating their own autonomous business utilizing the SME marketing, education and training programs designed for this program.  The independent agents will personally manage and fund all aspects of their agency from lead generation to closing of sales. 

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